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Welcome to my blog! I am Martha and I live in Jersey City, NJ. As a housewife and a mother of 2, I must be really cautious with our expenses. A family of 4 here in the US usually is a check away from bankruptcy. Online shopping and credit cards have made our lives way easier but we are prone to over spending. On the other hand, the majority of the companies now have developed a discount coupon policy as a marketing tool which, if used right by the consumer, can bring the family budget down up to 50%!

Couponing

Couponing is a strategic method used by shoppers to get their normal toiletries and groceries on monthly basis for less amount of money. It is generally fun, very addictive and can save one`s household money expenses. It is however required for one to be systematic, dedicated and habitual in approaching it.

Coupon is not just an activity but a lifestyle, as my husband Stelios Kolovos says.

Where to look for coupons

There are always lots of coupons for grab and it just calls for one to look for them. The best places to look for coupons are:

Newspapers

These are one of the common places to find coupons. For instance coupons for the RedPlum and Smart services keep on appearing on newspapers on weekly basis.

Online sites

These provide loads of printable coupons.

Magazines

Manufacture coupons are always available on women`s publications like Red Book and Good Housekeeping

In stores

They can also be found on shelves in stores, on products and on back of receipts.

Other places that you can look for are junk mails, direct from manufacturers and from store mailings.

How to keep coupons organized

There are always a variety of ways in which coupons can be organized. The only factor is finding the appropriate approach that works best for an individual. One should consider clipping out all coupons, clipping those they intend to use or leaving them intact and clipping them when need arises.

To ensure that your coupons remain neat and easily accessible:

Develop a filling system.

Although most people organize their coupons by grocery category, it is better if one finds a filling system that works for them either by aisle or expiration and put the system in action.

Find a container to hold your coupons.

One can opt to use a storage container, a shoebox, coupon binder and coupon wallet. It is important to have a landing spot for all coupons.

Find coupons the same day you get them.

Although one may not always have time to file their coupons, it is always to file them as soon as they find them. This saves one the hassle of sorting them through a big mess and prevents them from getting lost.

Purge regularly.

Coupons that have expired will not save one`s money. As a result there is no need of letting them take up space in the coupon file. Always have a set schedule of purging coupons that have expired.

How to maximize your savings

  • Always shop at stores that double your coupons
  • Keep your coupons with you always because a deal might just arise at an unexpected time
  • Learn the coupon policy of each store
  • Always match your coupons to sales by using sites like couponmom.com

Tips for couponing beginners

Technological advancements have made matching coupons and sales easier. There is also an increase in online coupons and printable coupons. The coupon basics that one needs to know regardless of the store they shop in are as listed below. Coupons must be used before they expire since they have expiry dates.

Other restrictions that need to be followed are Brand, Make, Size and Quantity.

Coupon websites that have services of matching sales with the coupons are the best ways to while planning a shopping trip. They simplify work for you by finding sales and the available coupons for sale before matching them up. They are usually awesome to use. Examples of such sites are: Favado.com and www.grocerysmarts.com

You can always print coupons online since most coupons have the ability of being printed two times per computer. Those having laptops and desktops can get around 4 coupons for use. One just needs to hit the button at the back after coupon printing is done and the coupon will reprint. For those who use between 5-10 coupons each trip they go shopping, it is advisable to buy the Sunday newspaper subscription so as to save money. Coupons come on the newspapers and mail. Red Plum is the main mailer. In selected areas it may come in the Sunday newspapers.

Impotent abbreviations to note are MM (money maker) and BOGO (buy one get one free). An MM means that by buying the said item you will have extra money to use towards another item.

Each paper has a date indicated on its tiny pine. This is normally visible if one looks closely. For internet coupons there is always a link that one clicks in order to get to the site. For newspapers coupons, it is stated using the abbreviation of date and insert on the spine.  Make sure you buy multiple items on sale and ensure you have coupons to go along with them.

Extreme couponing is a situation where one stocks up on items that are bottom in price. The easiest and most efficient way of couponing is not clipping coupons until the time to use them comes. It is good to order them from the new ones to the oldest. Also keep printed coupon and random ones that come in magazines and mailers.

Always monitor your expenditures. It is possible for one to go broke by saving money by trying to get every single deal. It is always good to be moderate and build stocks slowly.

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